Mastermind
Financial Group, Inc. Terms of Use
Mastermind
Financial Group, Inc., headquartered
in the United States (the "Company"), has
created this privacy policy for www.mastermindfinancial.com
(the "Site") in order to demonstrate its firm
commitment to privacy. The following discloses Mastermind
Financial Group, Inc. information gathering
and dissemination practices for the information collected
through this Site. We encourage you to read this Policy
before using this Site. Your use of this Site signifies
that you agree with all terms of this Policy. Please
do not use this Site if you disagree with any part of
this Policy.
PRIVACY
STATEMENT
I.
Mastermind Financial Group, Inc. Collection and Use
of Information
A.
Personally Identifiable Information
We
will collect personally identifiable information about
you, such as your name, postal address, telephone and
mobile numbers, e-mail address, when you provide it
to us while on this Site such as when you create an
account, enter a sweepstake, sign up for newsletters,
participate in a survey, contact customer service or
otherwise interact with this website. Your personally
identifiable information may be used by us for all legal
purposes, which may include, but are not limited to,
responding to your requests, processing your transactions,
for administrative purposes such as conducting contests,
tracking which parts of the Site are of interest to
you, processing prizes. If you choose to opt-in, we
may share your personally identifiable information with
Mastermind Financial Group, Inc. subsidiaries or affiliated
entities ("Affiliated Entities") for purposes
of sending you information about the programs of Mastermind
Financial Group, Inc. or its Affiliated Entities and,
occasionally, sending you advertising/promotional material
from some of their advertising and strategic partners.
We may also use your personally identifiable information
for internal business purposes, such as optimizing Site
experiences and analyzing and managing our businesses.
You may opt-in to receive certain future information
or communications (see the Opt-In/Choice
section below).
Note
Regarding Use of this Site by Children
This
Site is not directed at children and we request that
children do not provide personally identifiable information
through the Site.
B.
Demographic Information
We
may also collect demographic data, such as your date
of birth, gender and postcode. Demographic data may
be used to tailor your experience at this Site, such
as showing you content including special events and
advertising that you might be interested in, and displaying
the content according to your postcode.
On
occasion, aggregate information that does not identify
any particular user may be compiled and shared with
subsidiaries and affiliates of Mastermind Financial
Group, Inc., strategic partners, merchants and advertisers.
C.
Passive Collection of Non-Personal Information
This
Site often requires the use of encrypted or non-encrypted
cookies. Cookies are data that a web server transfers
to an individual's computer for recordkeeping purposes.
Cookies are an industry standard used by most websites
and help facilitate users' ongoing access to and use
of a particular website, for example by providing information
used to deliver content specific to your interests and
for other purposes, such as security and other account
administrative functions, and which may track personal
identifying information.
Cookies
do not cause damage to your computer systems or files,
and only the website that transferred a particular cookie
to you can read, modify or delete such cookie. If you
do not want information collected through the use of
cookies, there are simple procedures in most browsers
that allow you to delete existing cookies, to automatically
decline cookies or to be given the choice of declining
or accepting the transfer of particular cookies to your
computer. Please refer to your browser instructions
or help screen to learn more about these functions.
You should note, however, that declining cookies may
make it difficult or impossible for you to use portions
of the Site.
Some
uses of cookies in connection with the Site may be under
the control of unaffiliated entities that the Company
retains for the management of certain programs and fulfillment
of specific visitor/customer requests. The Company requires
these entities to confine their use of cookies to the
uses permitted by this Policy, but the Company cannot
be responsible for third party uses of cookies.
The
Site may use so-called "pixel tags", "web
beacons", "clear GIFs" or similar means
(collectively, "Pixel Tags") to compile aggregate
statistics about Site usage and response rates. Pixel
Tags allow us to count users who have visited certain
pages of the Site, to deliver branded services and to
help determine the effectiveness of promotional or advertising
campaigns. When used in HTML-formatted email messages,
Pixel Tags can tell the sender whether and when the
email has been opened.
Mastermind
Financial Group, Inc. also collects "referrers"
information, IP addresses and various environmental
variables.
- A
"referrer" is information the web browser
passes along to our web servers that references the
URL from which you came.
- The
"IP address" is a number used by computers
on the network to identify your computer so that data
can be transmitted to you.
- "Environmental
variables" include, among other things, the domain
from which you access the Internet, the time you accessed
this site, type of web browsers and operating system
or platform used, the Internet address of the website
you left to visit this Site, the names of the pages
you visit while at this Site and the Internet address
of the website you then visit.
This
information is collected for Mastermind Financial Group,
Inc. internal use such as to enhance website security,
to detect broad demographic trends, to assist Mastermind
Financial Group, Inc. in providing content tailored
to your interests and to otherwise enhance your experience
on this Site. This information may also be shared with
third parties on an aggregate and non-personally identifiable
basis.
II.
Disclosure of Information to Third Parties
Mastermind
Financial Group, Inc. may share personally identifiable
information, including information that you provide
on the Site, with third parties as described below.
You should also be aware that this means that we may
transfer information to any country in the world, including
the USA and other countries that do not offer the same
level of data protection as the country where you reside.
A.
Affiliated Entities
We
may share any information, including personally identifiable
information that you provide on the Site, with our subsidiaries
and affiliates worldwide, for the purposes described
in Section I(A). You may contact us in writing at the
physical and/or email addresses provided in Section
V of this Privacy Policy or use our contact page to
request a list of certain Affiliated Entities.
B.
Strategic Partners
From
time to time we may enter into a special relationship
with another company that is not owned by or affiliated
with Mastermind Financial Group, Inc. to provide additional
features on this Site. These special relationships may
include business partners, sponsors and co-branded sites
(referred to here as "co-branded pages").
Any information, including personally identifiable information
that you provide on one of these co-branded pages, will
be shared with these third party partners. By participating
in activities or providing your information on these
co-branded pages, you also consent to our providing
yourpersonally identifiable information to those
third parties. Since these third parties will use your
information in accordance with their own privacy practices,
you should check their websites for information regarding
their privacy policies.
C.
Service Providers
We
may use third party service providers to help us operate
our business and this Site or administer activities
on our behalf, such as sending emails, order fulfillment
and sweepstake administration. We may share your information
with these third parties for those limited purposes.
For instance, if you participate in a sweepstake, game
or loyalty program resulting in a prize or award, we
will share personally identifiable information about
you with our games and merchandise fulfillment and management
agencies.
D.
Other Disclosures
Personally
identifiable information of any individual user may
be shared with other companies outside Mastermind Financial
Group, Inc.: (i) as permitted by law, (ii) in the event
of a transfer of ownership, assets or a bankruptcy of
Mastermind Financial Group, Inc., (iii) where we determine
that disclosure of specific information is necessary
to comply with the request of a law enforcement or regulatory
agency or other legal process, or (iv) to protect the
interests or safety of Mastermind Financial Group, Inc.
or other visitors to this Site.
E.
User Generated Content Functions
This
Site enables users to submit their own content in challenges
and other functions. Please remember that any information
you disclose in connection with a submission becomes
public information and you should exercise caution when
deciding to disclose your personal, financial or other
information in a submission. Mastermind Financial Group,
Inc. cannot prevent such information from being used
in a manner that may violate this Privacy Policy, the
law or your personal privacy and safety and is not responsible
for the results of such postings.
F.
Sweepstakes, Contests etc.
We
may operate sweepstakes, contests, raffles and similar
promotions through the Site that may require online
registration. We typically ask you for certain personally
identifiable information when you enter and, if applicable,
win a sweepstake, contest, raffle or similar promotion.
We may share this personally identifiable information
with third party sponsors of such sweepstakes, contests,
raffles and promotions (irrespective of whether it is
hosted by us), or otherwise in accordance with the rules
applicable to such sweepstakes, contest, raffle or promotion.
You should carefully review the rules of each sweepstake,
contest, raffle and promotion in which you participate
through the Site, as they may contain additional important
information about Mastermind Financial Group, Inc. or
a sponsor’s use of your personally identifiable information.
Insofar as the terms and conditions of such rules concerning
the treatment of your personally identifiable information
conflict with this Privacy Statement, the terms and
conditions of such rules shall control.
III.
LINKS AND THIRD PARTIES' PRIVACY PRACTICES
This
Site may contain links to other sites that are not operated
by Mastermind Financial Group, Inc.. MASTERMIND FINANCIAL
GROUP, INC. IS NOT RESPONSIBLE FOR THE PRIVACY PRACTICES
OR THE CONTENT OF SUCH OTHER WEBSITES, INCLUDING WEBSITES
OPERATED BY AFFILIATED ENTITIES. We provide such
links only as a convenience and the inclusion of a link
on the site does not imply endorsement of the linked
site by Mastermind Financial Group, Inc. If you provide
any personally identifiable information through any
such third party website, your transaction will occur
on such third party's website (and not on this site)
and the personally identifiable information you provide
will be collected by and controlled by the privacy policy
of that third party. Mastermind Financial Group, Inc.
recommends that you review the privacy policy of third
party websites arrived at from links on this Site.
IV.
SECURITYThis Site has security measures in place
to help protect against the loss, misuse and alteration
of the personally identifiable information under its
control. Mastermind Financial Group, Inc. employs security
measures consistent with standard industry practice
to help protect against public access to personally
identifiable and account activity information collected
on and used by Mastermind Financial Group, Inc. at this
Site. For instance, access to our databases with personally
identifiable information is logged for security purposes
and access is limited to key personnel. Certain specific
activities are protected using a secure communications
encryption technology called SSL. SSL (stands for Secure
Sockets Layer) is a method for hiding information to
prevent others from intercepting and reading the data
sent between the client (your computer) and the server
(this Site). Personally identifiable information and
account activity are also protected through the use
of user names and passwords. In order to help maintain
the security of your information, you should protect
the confidentiality of your user name and password.
V.
OPT-IN/CHOICEThis Site may provide you with the
opportunity to opt-in to receive marketing communications
from Mastermind Financial Group, Inc. If you do not
opt-in, Mastermind Financial Group, Inc.
will not send you its promotional offers. However, regardless
of your opt-in preferences, Mastermind Financial Group,
Inc. may still at times need to send program e-mails
for administrative reasons. If you opt to receive communications
and then change your election, your opt-out preference
may not be effective in certain instances where you
agreed to receive brand-specific communications.
Mastermind
Financial Group, Inc. also gives you convenient methods
for removing your information from our database so as
not to receive future communications or to close your
account:
- You
may opt-out on the account profile page;
- You
may email Mastermind Financial Group, Inc. Customer
Service at:
Or
you may send mail to the following postal address:
Mastermind
Financial Group, Inc.
Website
Customer Care
P.O.
Box 5116
Riverside,
CA 92517
This
Site gives you several options for reviewing, correcting,
updating or otherwise modifying information you have
previously provided:
- You
may make changes and updates on the account profile
page;
- You
may send mail to the following postal address:
Mastermind
Financial Group, Inc.
Website
Customer Care
P.O.
Box 5116
Riverside,
CA, 92517
Please
note, changes may not be effective immediately. In each
event, you must clearly indicate the information that
you wish to have changed or clearly indicate that you
wish to have your personally identifiable information
removed from our database. We will endeavor to comply
with your request as soon as reasonably possible. Note
that despite any request for removal of or change to
personally identifiable information, we may need to
retain certain information for recordkeeping purposes
and there may also be residual information that will
remain within our databases and other records, which
will not be removed or changed. We also reserve the
right, from time to time, to re-contact former users
of the site for important administrative purposes. Finally,
we are not responsible for informing third parties (including
without limitation our third party service providers
or strategic partners) with whom we have already shared
your personally identifiable information of any changes
requested pursuant to this section, or for removing
information from or causing information to be removed
from the databases or records of such entities.
VI.
UPDATES TO THIS PRIVACY POLICY
Mastermind
Financial Group, Inc. reserves the right to make changes
in this Privacy Policy. In the event that Mastermind
Financial Group, Inc. makes a material change to this
Privacy Policy, it will be posted here. We encourage
you to check this page regularly since your continued
use of this site following any changes to this Privacy
Policy will be deemed to constitute your acceptance
of such change. In the event that Mastermind Financial
Group, Inc. makes a material change to this Privacy
Policy, a notice will be posted regarding such a change.
VII.
GOVERNING LAW
This
Privacy Policy is governed by the laws of the State
of California,
USA, without regard to its choice of law provisions.
VIII.
CONTACTING Mastermind Financial Group, Inc.
If
you have any questions about this Privacy Policy or
the practices of this Site, you may contact:
Mastermind
Financial Group, Inc.
Website
Customer Care
P.O.
Box 5116
Riverside,
CA, 92517
Telephone
# 888-354-4544
